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Last chance: Landlords face £7,000 fines if they miss key Renters’ Rights Act deadline

Last chance: Landlords face £7,000 fines if they miss key Renters’ Rights Act deadline

Landlords across England have just days left to comply with one of the first hard deadlines under the new Renters’ Rights Act 2026 or face fines of up to £7,000.

By 31 May 2026, all landlords with active tenancies must provide every existing tenant with a copy of the Government’s official Renters’ Rights Act Information Sheet.

Those who fail to do so risk a financial penalty of up to £7,000 per tenancy from their local authority.

With the Act having only come into force on 1 May 2026, many landlords are still unaware that this obligation applies to them, let alone that the deadline is almost upon us.

What is actually required under the Act

Landlords must give each tenant the exact PDF information sheet published on the Government website.

It explains how the new rules, including the abolition of fixed-term tenancies, the end of Section 21 ‘no-fault’ evictions and strengthened rights to challenge rent increases, affect their tenancy.

The document must be provided to any tenancy created before 1 May 2026 and a copy must go to every tenant named on the agreement.

If you have any unwritten tenancies, you must also provide a written statement of terms by 31 May 2026.

It can be delivered as a printed hard copy, given by hand or posted, or sent electronically as an attachment by email or even by text message.

The one notable exception is for those renting a room to a lodger within their own home, who do not need to provide it.

Don’t assume your agent has it covered

One of the biggest traps is the assumption that a letting agent will automatically have dealt with this.

Whether the agent or the landlord is responsible depends on the existing management arrangement in place.

Under a fully managed service, the agent would normally be expected to issue the document and manage ongoing compliance.

The Government guidance is clear that where an agent manages the property, the agent must provide the information sheet even if the landlord has also done so.

However, where an agent is used only to find a tenant or to collect rent, they may have no obligation to serve the form at all. In that situation, the duty falls to the landlord.

Crucially, even in a fully managed arrangement, the ultimate liability for the fine rests with the landlord.

If your agent has not done it, it is you who faces the £7,000 penalty, so it is well worth confirming, in writing, that this has been actioned.

Why compliance with the Act is essential

This is not a duty where you can rely on a quiet word from the council before any real consequences follow.

The Government’s enforcement guidance tells local housing authorities that there is no expectation that they take informal steps, such as issuing warning letters, before taking formal action.

Once a breach is established to the required standard, the council can move directly to issue a civil penalty.

This is only the beginning

The information sheet is the most immediate deadline, but it is one of several new duties landlords now carry under the Act.

Failing to provide a written statement of terms, attempting to end a tenancy verbally, or wrongly marketing a fixed-term tenancy can each attract penalties of up to £7,000, while the most serious offences can result in fines of up to £40,000 or prosecution.

Full details of the enforcement process can be found here and our own helpful guide to the Renters’ Right Act can be downloaded here.

Getting the first deadline right is the clearest signal that your wider compliance is in order and the simplest way to avoid fines.

With the 31 May deadline almost here, there is no time to lose, so please ensure you supply the Information Sheet to tenants now.

If you are unsure whether you have met your obligations under the Renters’ Rights Act or you want to make sure your wider letting practices are compliant, please contact our team without delay.

Why do you need legal advice before setting up a trust that includes your home?

Why do you need legal advice before setting up a trust that includes your home?

Placing your home into a trust during your lifetime is often seen as a way to protect your assets and reduce Inheritance Tax (IHT).

While trusts can be beneficial, a lifetime property trust can carry significant risks and understanding what these are is crucial for your estate planning.

Our estate planning expert, Donna Smy, investigates.

What are the IHT implications of lifetime trusts?

IHT is often one of the main reasons people consider lifetime trusts, but the tax consequences can be unfavourable.

Many people may believe that the seven-year rule for lifetime gifts applies automatically when you put your home into a trust.

However, if you continue to live in your home rent-free after placing it into trust, the Gift with Reservation of Benefit (GROB) rules apply and your property will still be treated as part of your estate for IHT purposes.

In addition, putting your home into a trust may result in the loss of the Residence Nil Rate Band (RNRB), which is currently £175,000 per person when you die and leave your main home to direct descendants.

If the value of the property being placed into the trust exceeds the available Nil Rate Band allowance, which is a maximum of £325,000 per person, there may also be an immediate 20 per cent IHT charge when the trust is created, as well as ongoing ten-year and exit charges for the trust itself.

Can it reduce care home fees?

A common misconception is that a lifetime trust will automatically protect your home from care home fees.

However, local authorities can challenge this under the deprivation of assets rules and there is no fixed period after which assets placed in a trust are safe from these rules.

If they believe the trust was set up to avoid paying for care, they may ignore it entirely and treat you as still owning the property.

Loss of control over your home

One of the most immediate risks of putting your home into a trust is the loss of control.

Placing your home into a trust will give up your legal ownership and decisions such as selling or refinancing the property can only be made by the trustees.

Even if you are a trustee yourself, you must act in accordance with the trust deed and all trustees must act unanimously.

If your circumstances change, you could be restricted in making decisions about your property.

Trusts can also create unintended consequences for beneficiaries, particularly if it conflicts with your Will or if trustees disagree or lose capacity to act.

Unwinding a poorly planned trust can be expensive and difficult, but we can help you prepare a tax-efficient trust.

How to protect your assets properly?

Rather than rushing into a lifetime trust, it is important to consider all the possible options to protect your assets and estate.

These can include:

  • Updating your Will
  • Using a life interest trust on death
  • Setting up Lasting Powers of Attorney (LPAs)
  • Working with a financial adviser to plan for potential care costs

Retaining control over your assets is important and you must seek legal advice before making any important decision on you’re the future of your finances.

Our expert team can help assess your estate planning and protect your assets in a legally compliant way.

To learn more about trusts and estate planning, contact us today.

Essex solicitor warns of new legal challenges for landlords

Essex solicitor warns of new legal challenges for landlords

The end of Section 21 evictions marks a turning point for England’s rental market, with tenants gaining stronger protections and landlords facing tighter rules under the new Renters’ Rights Bill.

Solicitor Alex Newbold, from Palmers Solicitors, says the abolition of so-called “no-fault” evictions will transform landlord-tenant relationships both legally and practically.

“Tenants will now have far greater security in their homes,” he explains. “Since landlords must rely on Section 8 Notices to end a tenancy, which require specific grounds, we can expect longer and more stable tenancies.”

He believes the balance of power in the rental sector has shifted.

“The changes give tenants more confidence to challenge poor practices. Landlords now have to focus on providing a compliant service to tenants rather than simply allowing occupation of their premises in return for rent.”

Alex predicts a rise in legal challenges following the removal of Section 21.

“We’re likely to see more contested hearings,” he says. “The new grounds for possession, such as selling a property, are not yet clear and early court decisions will be vital in setting the standard of evidence.”

He also expects more appeals over rent increases. “Since tribunals won’t backdate rent to the date of notice, tenants will be more willing to dispute rises. Each party usually bears their own costs at tribunal, which makes it a low-risk route for tenants.”

A new Landlord Ombudsman will handle complaints and make binding decisions outside court.

“The Ombudsman has the potential to reduce backlogs and speed up dispute resolution,” Alex says.

“However, there’s a real risk it could become overburdened if too many matters are redirected from the courts.

“I think clear boundaries will be needed, because if the roles of the courts and the ombudsman overlap, we could see duplicate complaints and even conflicting outcomes.”

The Decent Homes Standard and Awaab’s Law will require faster and more proactive maintenance to tackle hazards such as damp and mould.

“Landlords should review how they inspect and repair their properties now, not later,” Alex advises.

“Detailed record keeping, clear and documented communication with tenants, with a clear process for handling complaints and repairs and having reliable contractors ready to handle urgent issues will be crucial for compliance with the new standards.”

He adds that landlords should prepare for higher maintenance costs and possible penalties for non-compliance.

Discrimination against tenants with children or those on benefits is also now banned under the Renters’ Rights Act.

“Landlords are required to assess all applicants fairly. They can still carry out affordability and reference checks, but blanket bans are no longer allowed.

“The new legislation also prevents landlords or their agents from asking for, encouraging or accepting offers over the advertised rental price. A fixed, realistic asking rent will need to be advertised and landlords will need to ensure they do not encourage or accept offers over this fixed rent.”

Complaints are expected to rise as both landlords and tenants adjust to the new rules.

“There’s likely to be an increase in early challenges while people test how far the new protections go,” he adds.

Once the legislation takes effect, all tenancies will automatically become periodic.

“Clauses that conflict with the new law, such as those on break clauses or notices, will no longer apply,” Alex explains.

“Landlords will need to provide tenants with updated written information, if the original agreement was verbal.”

For new tenancies, written agreements will be mandatory and must include any specific clauses set out by law.

Although the Bill has passed, details about when each change takes effect remain uncertain.

“We are still awaiting the implementation plans for the act which should provide a clearer timeline as to when each change will come into force.

“It is expected that some changes will come in immediately, whilst others will come in further down the line to allow the sector to prepare.

“There is also some ambiguity in respect of the new section 8 grounds, like moving into the property or selling it, as to what the evidential burden to prove these grounds will be.

“It may be the case that further clarification is provided or that this will be addressed through case law early on in the implementation.”

Alex believes further reform is unlikely in the short term.

“The focus will now be on implementing these changes properly and giving the sector time to adjust.”

Palmers Solicitors provides legal advice for both landlords and tenants from its offices in Chelmsford, Basildon, Rayleigh, South Woodham Ferrers and Thurrock.

For further information about the firms’ services, please contact us.