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Could workplace relationships expose your business to legal risk this Valentine’s Day?

Valentine’s Day may be associated with romance, but Kristie Willis, Associate Solicitor at Palmers Solicitors, says it can also draw attention to the legal risks of workplace relationships and blurred professional boundaries.

“Workplace relationships are not generally unlawful, and employers should not try to control people’s private lives unless strictly necessary,” says Kristie.

“However, relationships at work can create real risks if conflicts of interest, power imbalances or boundary issues are not managed properly.”

In England, an outright ban on workplace relationships is unlikely to stand up legally under the Human Rights Act’s right to respect for private and family life save in exceptional circumstances.

A more realistic approach is for employers to implement a clear Relationships at Work Policy, or something similar, to help employers set expectations and protect their staff.

“A blanket ban is unlikely to be proportionate,” Kristie explains. “Where there is a Relationships at Work Policy in place, employers are in a stronger position if they need to step in. A good policy will set out what is expected of all employees in workplace relationships, including how managers should handle the situation.

“Employers should also ensure that all employees have had suitable sexual harassment training and risk assessments are undertaken.

“An anti-harassment policy should be in place, which makes clear what behaviour is unacceptable, how inappropriate conduct can be reported and the process that will be followed after any report of inappropriate conduct,” she says.

Often employers require disclosure of relationships where employees work closely together or within the same management structure.

“It can be appropriate to make this request where there is a clear risk of conflict of interest. However, requiring disclosure of every relationship is harder to justify unless there is a specific reason, such as in regulated or high-transparency sectors.

“Any expectations around disclosure should be set out clearly in a written policy, so employees understand what is required and why.”

Romantic relationships involving managers and more junior staff require particularly careful handling due to the risk of perceived bias, coercion or unfair treatment.

“Employers will often want to remove the employees from the same reporting line, which can sometimes be the best solution to limit conflicts of interest.

“However, employers should consider the requirements in each situation. It is important not to assume that the more junior employee will be the one moved, as this could result in an allegation of discrimination. Employers should treat both employees even-handedly, regardless of their seniority.”

Kristie explains that in addition to workplace romances, Valentine’s Day can also highlight boundary issues for some employees.

“To date, Valentine’s Day does not seem to lead to more formal complaints, as is common with work Christmas parties.

“However, the growing trend of using phrases like ‘work wife’ and ‘work husband’ may cause discomfort or raise questions about professional boundaries.”

She warns that what one person sees as light-hearted flirting or humour can feel intrusive or inappropriate to someone else, particularly if it creates pressure or embarrassment.

Clear policies on relationships, harassment and conduct remain one of the most effective ways to reduce legal exposure.

“Regular staff training helps set expectations around respectful behaviour and boundaries to employees at every level,” Kristie says. “It can prevent situations where banter slowly escalates into conduct that could amount to harassment.”

However, training alone is unlikely to be enough to ensure businesses comply with regulations.

Employers are expected to take broader preventive measures for workplace sexual harassment, including risk assessments, manager training, effective reporting processes and regular check-ins with staff.

As Valentine’s Day approaches, Kristie also wants to remind employees who receive unwanted romantic advances to make their position clear and keep a record of what has happened.

“If someone is making you uncomfortable at work, whether it’s a colleague, a manager, a customer or a third-party, it is completely reasonable to say so.

“Keeping a note of dates, times and what was said can be helpful, whether or not you decide to raise the issue straight away.”

She adds that any negative treatment following a rejected advance should be reported to HR or a trusted manager, as it may amount to harassment.

For further advice on workplace relationships, sexual harassment prevention or other related employment issues, visit www.palmerslaw.co.uk to get in touch with Kristie and the employment team at Palmers Solicitors.

Do you need Company Commercial and Banking and Finance advice for your business? How our joined-up services can help

Do you need Company Commercial and Banking and Finance advice for your business? How our joined-up services can help

Running a business is not always smooth sailing and commercial, banking and finance issues are often bound to arise. However, you will rarely find that these matters sit neatly in one legal sector.

Commercial matters are often tied to financial risks and our joined-up service between our Company Commercial and Banking and Finance Law departments is here to help.

Our team works under one umbrella to provide seamless and practical advice that supports businesses at every stage.

We can advise you on matters ranging from funding rounds and supplier agreements to personal guarantees and lending arrangements.

How do our joined-up services work?

Rather than having two separate workstreams, our Company Commercial and Banking and Finance solicitors work closely together from the outset.

Whether you are negotiating a contract, acquiring a business, entering a funding round or refinancing existing facilities, the legalities and financial implications of the deal will be considered.

Our combined services include:

  • Drafting and negotiating commercial contracts
  • Due diligence when entering new suppliers, clients, acquisitions and financing agreements
  • Advice on financing obligations
  • Support with contract renewals or restructurings
  • Dispute resolution when issues arise

How can our teams help you?

For brokers

Our Company Commercial and Banking and Finance teams work closely to support brokers by providing clear guidance on corporate structures and contracts.

Without close collaboration between teams, issues such as unexpected debt or restrictive covenants can delay or derail your deal entirely.

For lenders

Our combined expertise can help you secure favourable terms and maintain your relationships with borrowers, suppliers, investors and commercial partners.

We will draft robust documentation and facilitate efficient transactions, particularly in secured lending and property finance.

For advisers

Our joined-up service offers advisers a complete view of the legal and financial implications of any transaction.

Whether it is negotiating contracts or entering new funding arrangements, we provide advice that protects your legal position and helps you manage the risks.

We don’t just tick boxes. We want to give you informed advice that helps your business thrive.

To find out how our joined-up services can support your business, contact our team today.

Why do you need legal advice before setting up a trust that includes your home?

Why do you need legal advice before setting up a trust that includes your home?

Placing your home into a trust during your lifetime is often seen as a way to protect your assets and reduce Inheritance Tax (IHT).

While trusts can be beneficial, a lifetime property trust can carry significant risks and understanding what these are is crucial for your estate planning.

Our estate planning expert, Donna Smy, investigates.

What are the IHT implications of lifetime trusts?

IHT is often one of the main reasons people consider lifetime trusts, but the tax consequences can be unfavourable.

Many people may believe that the seven-year rule for lifetime gifts applies automatically when you put your home into a trust.

However, if you continue to live in your home rent-free after placing it into trust, the Gift with Reservation of Benefit (GROB) rules apply and your property will still be treated as part of your estate for IHT purposes.

In addition, putting your home into a trust may result in the loss of the Residence Nil Rate Band (RNRB), which is currently £175,000 per person when you die and leave your main home to direct descendants.

If the value of the property being placed into the trust exceeds the available Nil Rate Band allowance, which is a maximum of £325,000 per person, there may also be an immediate 20 per cent IHT charge when the trust is created, as well as ongoing ten-year and exit charges for the trust itself.

Can it reduce care home fees?

A common misconception is that a lifetime trust will automatically protect your home from care home fees.

However, local authorities can challenge this under the deprivation of assets rules and there is no fixed period after which assets placed in a trust are safe from these rules.

If they believe the trust was set up to avoid paying for care, they may ignore it entirely and treat you as still owning the property.

Loss of control over your home

One of the most immediate risks of putting your home into a trust is the loss of control.

Placing your home into a trust will give up your legal ownership and decisions such as selling or refinancing the property can only be made by the trustees.

Even if you are a trustee yourself, you must act in accordance with the trust deed and all trustees must act unanimously.

If your circumstances change, you could be restricted in making decisions about your property.

Trusts can also create unintended consequences for beneficiaries, particularly if it conflicts with your Will or if trustees disagree or lose capacity to act.

Unwinding a poorly planned trust can be expensive and difficult, but we can help you prepare a tax-efficient trust.

How to protect your assets properly?

Rather than rushing into a lifetime trust, it is important to consider all the possible options to protect your assets and estate.

These can include:

  • Updating your Will
  • Using a life interest trust on death
  • Setting up Lasting Powers of Attorney (LPAs)
  • Working with a financial adviser to plan for potential care costs

Retaining control over your assets is important and you must seek legal advice before making any important decision on you’re the future of your finances.

Our expert team can help assess your estate planning and protect your assets in a legally compliant way.

To learn more about trusts and estate planning, contact us today.

Essex employment solicitor advises on work and pay during adverse weather conditions

Essex employment solicitor advises on work and pay during adverse weather conditions

With the first snowfall of 2026 affecting large parts of England this week and more expected to come, Kristie Willis, Employment Solicitor at Palmers Solicitors, is reminding employers and staff of their rights and responsibilities.

“Employers have a duty of care to protect their staff,” Kristie said. “That does not stop when the weather takes a turn for the worse. If the authorities advise against travel, employers should not expect employees to risk their safety just to get into work.”

She emphasises the importance of creating contingency plans for scenarios where the weather disrupts business operations.

“A clearly drafted adverse weather or travel disruption policy makes a huge difference as it sets out expectations for everyone.

“For example, can staff work from home? Could start times be flexible? Sharing the policy in advance allows employees to ask for clarification on anything they are unsure of to avoid confusion.”

Kristie also addressed the question of closing workplaces as a safety measure.

“If it is unsafe to open, employers should consider closing the business. Staff are usually entitled to pay if the workplace closes, because they are ready and willing to work.

“That changes only if the contract specifically allows for lay-offs or short-time working.”

For employees unable to attend work while the workplace remains open, how they are treated can vary depending on the employer.

“ACAS suggests pay is not required if someone cannot get to work due to snow or ice because they are not fulfilling their contract of employment.

“However, I would like to state that there is no conclusive case law supporting this sentiment.

“When deciding whether to pay employees who don’t show up to work due to weather conditions, employers should consider what stance they have taken in the past.

“If staff have been paid for bad weather before, suddenly withholding pay could cause disputes. Ideally, the employee’s contract and the employer’s policy will make the situation clear.”

Kristie also stressed fairness for those with caring responsibilities, for instance, where they have children.

“If schools close, employees have a right to take reasonable time off to care for their children, though this is usually unpaid.

“Employers should be cautious of paying employees who cannot travel to work but not paying employees who cannot attend work due to caring for dependents to avoid discrimination claims arising as a result.

“Providing options like annual leave, making up the time or working from an alternative location helps avoid complaints.”

Palmers Solicitors can provide guidance to employers on drafting or reviewing adverse weather policies to help keep business operations running smoothly.

For more information, please contact Kristie Willis.

 

Essex solicitor warns of new legal challenges for landlords

Essex solicitor warns of new legal challenges for landlords

The end of Section 21 evictions marks a turning point for England’s rental market, with tenants gaining stronger protections and landlords facing tighter rules under the new Renters’ Rights Bill.

Solicitor Alex Newbold, from Palmers Solicitors, says the abolition of so-called “no-fault” evictions will transform landlord-tenant relationships both legally and practically.

“Tenants will now have far greater security in their homes,” he explains. “Since landlords must rely on Section 8 Notices to end a tenancy, which require specific grounds, we can expect longer and more stable tenancies.”

He believes the balance of power in the rental sector has shifted.

“The changes give tenants more confidence to challenge poor practices. Landlords now have to focus on providing a compliant service to tenants rather than simply allowing occupation of their premises in return for rent.”

Alex predicts a rise in legal challenges following the removal of Section 21.

“We’re likely to see more contested hearings,” he says. “The new grounds for possession, such as selling a property, are not yet clear and early court decisions will be vital in setting the standard of evidence.”

He also expects more appeals over rent increases. “Since tribunals won’t backdate rent to the date of notice, tenants will be more willing to dispute rises. Each party usually bears their own costs at tribunal, which makes it a low-risk route for tenants.”

A new Landlord Ombudsman will handle complaints and make binding decisions outside court.

“The Ombudsman has the potential to reduce backlogs and speed up dispute resolution,” Alex says.

“However, there’s a real risk it could become overburdened if too many matters are redirected from the courts.

“I think clear boundaries will be needed, because if the roles of the courts and the ombudsman overlap, we could see duplicate complaints and even conflicting outcomes.”

The Decent Homes Standard and Awaab’s Law will require faster and more proactive maintenance to tackle hazards such as damp and mould.

“Landlords should review how they inspect and repair their properties now, not later,” Alex advises.

“Detailed record keeping, clear and documented communication with tenants, with a clear process for handling complaints and repairs and having reliable contractors ready to handle urgent issues will be crucial for compliance with the new standards.”

He adds that landlords should prepare for higher maintenance costs and possible penalties for non-compliance.

Discrimination against tenants with children or those on benefits is also now banned under the Renters’ Rights Act.

“Landlords are required to assess all applicants fairly. They can still carry out affordability and reference checks, but blanket bans are no longer allowed.

“The new legislation also prevents landlords or their agents from asking for, encouraging or accepting offers over the advertised rental price. A fixed, realistic asking rent will need to be advertised and landlords will need to ensure they do not encourage or accept offers over this fixed rent.”

Complaints are expected to rise as both landlords and tenants adjust to the new rules.

“There’s likely to be an increase in early challenges while people test how far the new protections go,” he adds.

Once the legislation takes effect, all tenancies will automatically become periodic.

“Clauses that conflict with the new law, such as those on break clauses or notices, will no longer apply,” Alex explains.

“Landlords will need to provide tenants with updated written information, if the original agreement was verbal.”

For new tenancies, written agreements will be mandatory and must include any specific clauses set out by law.

Although the Bill has passed, details about when each change takes effect remain uncertain.

“We are still awaiting the implementation plans for the act which should provide a clearer timeline as to when each change will come into force.

“It is expected that some changes will come in immediately, whilst others will come in further down the line to allow the sector to prepare.

“There is also some ambiguity in respect of the new section 8 grounds, like moving into the property or selling it, as to what the evidential burden to prove these grounds will be.

“It may be the case that further clarification is provided or that this will be addressed through case law early on in the implementation.”

Alex believes further reform is unlikely in the short term.

“The focus will now be on implementing these changes properly and giving the sector time to adjust.”

Palmers Solicitors provides legal advice for both landlords and tenants from its offices in Chelmsford, Basildon, Rayleigh, South Woodham Ferrers and Thurrock.

For further information about the firms’ services, please contact us.

Probate fraud risk under the spotlight after Bona Vacantia list taken offline

Probate fraud risk under the spotlight after Bona Vacantia list taken offline

Following a BBC investigation, the Government has temporarily removed the Bona Vacantia list of unclaimed estates from public view due to concerns over suspected fraud.

The list, which publishes details of estates passing to the Crown where no heirs have been identified, has sparked debate around how secure the UK’s probate system really is.

Erin Duffy, Head of Personal Litigation at Palmers Solicitors, shares her insight into the legal and practical implications for both practitioners and families.

“Whilst probate fraud is relatively rare, it does happen and is something that is likely to happen more given the rise we have seen in contentious probate disputes.

“In cases where someone dies with seemingly no living relatives, there’s certainly the risk that someone could try to take advantage and assert a fraudulent claim to the Deceased’s estate” says Erin.

For practitioners, a common concern arises when a Will surfaces unexpectedly, especially after the estate is believed to be intestate.

“What we do in those cases really depends on who we’re acting for. If we’re instructed by someone who disputes the validity of the Will, we would typically make enquiries of the witnesses to the Will and speak to whoever drafted the Will.”

“If there are concerns about forgery, it’s possible to instruct a handwriting expert to verify the authenticity of the signature to the Will” she explains.

Some have suggested introducing in-person ID verification or additional affidavit checks to reduce fraud risk.

While such measures could help, Erin says it could bring practical challenges.

“In an ideal world, yes, more checks would add protection. However, the reality is that the cost versus benefit of introducing those systems could be problematic.”

The removal of the Bona Vacantia list may affect certain areas of practice, but not the majority, Erin suggests.

“It will impact those who deal in heir hunting, but I don’t think taking the list offline will have a significant effect on most probate practitioners. It’s quite a niche area.”

For anyone concerned that someone’s estate may have been fraudulently claimed, Erin’s advice is simple:

“Gather as much information as you can and seek professional legal advice as early as possible.”

In addition to potential fraud, Erin highlights a broader systemic issue – the legal gap that leaves cohabiting partners without protection if their partner dies without a Will.

“I had a case where my client had lived with her partner for a long time in his home. He died without a Will, with no children, no parents, and no other living family, so his estate passed to the Crown as Bona Vacantia. As a cohabitee (not a spouse or civil partner) she would have inherited nothing from his estate and faced losing her home. Fortunately, I was able to negotiate a settlement with the Bona Vacantia Division of the Government Legal Department without needing to go to Court.”

“These are people with a legitimate expectation of inheriting from someone they were close to, but they have no automatic rights under the intestacy rules.”

“In those circumstances, it’s so important to get legal advice quickly, particularly where claims may need to be made under the Inheritance (Provision for Family and Dependants) Act 1975 where strict time limits apply.”

If you’re facing uncertainty about someone’s estate, contact Erin Duffy and the Contentious Probate Team at Palmers Solicitors for expert advice and support.