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Last chance: Landlords face £7,000 fines if they miss key Renters’ Rights Act deadline

Last chance: Landlords face £7,000 fines if they miss key Renters’ Rights Act deadline

Landlords across England have just days left to comply with one of the first hard deadlines under the new Renters’ Rights Act 2026 or face fines of up to £7,000.

By 31 May 2026, all landlords with active tenancies must provide every existing tenant with a copy of the Government’s official Renters’ Rights Act Information Sheet.

Those who fail to do so risk a financial penalty of up to £7,000 per tenancy from their local authority.

With the Act having only come into force on 1 May 2026, many landlords are still unaware that this obligation applies to them, let alone that the deadline is almost upon us.

What is actually required under the Act

Landlords must give each tenant the exact PDF information sheet published on the Government website.

It explains how the new rules, including the abolition of fixed-term tenancies, the end of Section 21 ‘no-fault’ evictions and strengthened rights to challenge rent increases, affect their tenancy.

The document must be provided to any tenancy created before 1 May 2026 and a copy must go to every tenant named on the agreement.

If you have any unwritten tenancies, you must also provide a written statement of terms by 31 May 2026.

It can be delivered as a printed hard copy, given by hand or posted, or sent electronically as an attachment by email or even by text message.

The one notable exception is for those renting a room to a lodger within their own home, who do not need to provide it.

Don’t assume your agent has it covered

One of the biggest traps is the assumption that a letting agent will automatically have dealt with this.

Whether the agent or the landlord is responsible depends on the existing management arrangement in place.

Under a fully managed service, the agent would normally be expected to issue the document and manage ongoing compliance.

The Government guidance is clear that where an agent manages the property, the agent must provide the information sheet even if the landlord has also done so.

However, where an agent is used only to find a tenant or to collect rent, they may have no obligation to serve the form at all. In that situation, the duty falls to the landlord.

Crucially, even in a fully managed arrangement, the ultimate liability for the fine rests with the landlord.

If your agent has not done it, it is you who faces the £7,000 penalty, so it is well worth confirming, in writing, that this has been actioned.

Why compliance with the Act is essential

This is not a duty where you can rely on a quiet word from the council before any real consequences follow.

The Government’s enforcement guidance tells local housing authorities that there is no expectation that they take informal steps, such as issuing warning letters, before taking formal action.

Once a breach is established to the required standard, the council can move directly to issue a civil penalty.

This is only the beginning

The information sheet is the most immediate deadline, but it is one of several new duties landlords now carry under the Act.

Failing to provide a written statement of terms, attempting to end a tenancy verbally, or wrongly marketing a fixed-term tenancy can each attract penalties of up to £7,000, while the most serious offences can result in fines of up to £40,000 or prosecution.

Full details of the enforcement process can be found here and our own helpful guide to the Renters’ Right Act can be downloaded here.

Getting the first deadline right is the clearest signal that your wider compliance is in order and the simplest way to avoid fines.

With the 31 May deadline almost here, there is no time to lose, so please ensure you supply the Information Sheet to tenants now.

If you are unsure whether you have met your obligations under the Renters’ Rights Act or you want to make sure your wider letting practices are compliant, please contact our team without delay.

Inheritance disputes are on the rise: How to protect your loved ones

Inheritance disputes are on the rise: How to protect your loved ones

Inheritance disputes are on the rise, with more than one in five UK adults saying they would consider challenging a Will or inheritance if they felt it was unfair or did not reflect the deceased’s intentions.

This new information comes from a survey of 2,000 UK adults conducted during The Association of Lifetime Lawyers’ annual Update Your Will Week campaign earlier in March.

So, what can you do to make sure your loved ones won’t have to face disputes in the future?

Whilst every situation is unique, there are a few things everyone can do to ensure they and their family are best prepared for the future.

Write a Will

Nearly half of people in the UK state they’re worried an outdated or missing Will could cause disputes among their family.

Despite this widespread concern, 48 per cent of people do not have a Will drafted.

If you’re one of them, it’s time to change that.

Without a Will, your family could be left exposed to uncertainty, disagreement and, increasingly, formal legal disputes.

Not having a Will in place is actually one of the main reasons for inheritance disputes, according to the latest research conducted by The Association of Lifetime Lawyers.

Update your Will

Your Will should be treated as a living document that evolves as your life changes.

So, if your circumstances are changing, you should consider updating this legal document to make sure you’re still protecting the people you care about and avoiding legal disputes.

It’s best practice to review your Will every five years or after major life events such as:

  • Getting married
  • Becoming a parent or grandparent
  • Changes in your financial situation
  • Starting a business
  • A death in your family
  • If you or one of your beneficiaries has obtained a Gender Recognition Certificate

If you want to be sure your assets are distributed to the people you choose, get your Will written or updated as soon as possible.

Communicate your wishes and have difficult conversations

Planning for the future sometimes means facing difficult topics.

However, we’d recommend having those conversations before it’s too late to make sure your wishes are heard.

Letting your loved ones know your wishes not only provides them with peace of mind for things such as funeral plans, but it will also help them know what to expect when the time comes.

That way, things you’ve outlined in your Will won’t come as a surprise to them and are less likely to lead to inheritance disputes.

Why are more people contesting Wills?

With Will disputes on the rise, it begs the question of why this is happening. The increase is not due to any one factor.

It is usually a mix of social, economic and demographic changes that influence how people plan their estates and how others respond to them.

For example:

  • Blended families may create competing expectations between spouses, children and stepchildren.
  • Rising property values may increase the estate’s worth and make disagreements over unequal shares more likely.
  • An ageing population increases the risk of disputes over capacity and undue influence.
  • Younger generations are increasingly relying on inheritance for their financial security.
  • An increased awareness of the right to challenge a Will, partly driven by media coverage of inheritance disputes.

If you are considering contesting a Will, seek advice from our contentious probate team to understand your position and the options available.

Take action now

If it’s been a while since you last looked at your Will or you don’t have one yet, now is the time to take action.

At Palmers Solicitors, our Accredited Lifetime Lawyers offer specialist expertise in later-life legal matters.

We can help you and your family put plans in place to help ease your mind and avoid inheritance disputes in the future.

If you’re concerned about inheritance disputes or are looking for advice on setting up or updating your Will, contact our team.

Could workplace relationships expose your business to legal risk this Valentine’s Day?

Valentine’s Day may be associated with romance, but Kristie Willis, Associate Solicitor at Palmers Solicitors, says it can also draw attention to the legal risks of workplace relationships and blurred professional boundaries.

“Workplace relationships are not generally unlawful, and employers should not try to control people’s private lives unless strictly necessary,” says Kristie.

“However, relationships at work can create real risks if conflicts of interest, power imbalances or boundary issues are not managed properly.”

In England, an outright ban on workplace relationships is unlikely to stand up legally under the Human Rights Act’s right to respect for private and family life save in exceptional circumstances.

A more realistic approach is for employers to implement a clear Relationships at Work Policy, or something similar, to help employers set expectations and protect their staff.

“A blanket ban is unlikely to be proportionate,” Kristie explains. “Where there is a Relationships at Work Policy in place, employers are in a stronger position if they need to step in. A good policy will set out what is expected of all employees in workplace relationships, including how managers should handle the situation.

“Employers should also ensure that all employees have had suitable sexual harassment training and risk assessments are undertaken.

“An anti-harassment policy should be in place, which makes clear what behaviour is unacceptable, how inappropriate conduct can be reported and the process that will be followed after any report of inappropriate conduct,” she says.

Often employers require disclosure of relationships where employees work closely together or within the same management structure.

“It can be appropriate to make this request where there is a clear risk of conflict of interest. However, requiring disclosure of every relationship is harder to justify unless there is a specific reason, such as in regulated or high-transparency sectors.

“Any expectations around disclosure should be set out clearly in a written policy, so employees understand what is required and why.”

Romantic relationships involving managers and more junior staff require particularly careful handling due to the risk of perceived bias, coercion or unfair treatment.

“Employers will often want to remove the employees from the same reporting line, which can sometimes be the best solution to limit conflicts of interest.

“However, employers should consider the requirements in each situation. It is important not to assume that the more junior employee will be the one moved, as this could result in an allegation of discrimination. Employers should treat both employees even-handedly, regardless of their seniority.”

Kristie explains that in addition to workplace romances, Valentine’s Day can also highlight boundary issues for some employees.

“To date, Valentine’s Day does not seem to lead to more formal complaints, as is common with work Christmas parties.

“However, the growing trend of using phrases like ‘work wife’ and ‘work husband’ may cause discomfort or raise questions about professional boundaries.”

She warns that what one person sees as light-hearted flirting or humour can feel intrusive or inappropriate to someone else, particularly if it creates pressure or embarrassment.

Clear policies on relationships, harassment and conduct remain one of the most effective ways to reduce legal exposure.

“Regular staff training helps set expectations around respectful behaviour and boundaries to employees at every level,” Kristie says. “It can prevent situations where banter slowly escalates into conduct that could amount to harassment.”

However, training alone is unlikely to be enough to ensure businesses comply with regulations.

Employers are expected to take broader preventive measures for workplace sexual harassment, including risk assessments, manager training, effective reporting processes and regular check-ins with staff.

As Valentine’s Day approaches, Kristie also wants to remind employees who receive unwanted romantic advances to make their position clear and keep a record of what has happened.

“If someone is making you uncomfortable at work, whether it’s a colleague, a manager, a customer or a third-party, it is completely reasonable to say so.

“Keeping a note of dates, times and what was said can be helpful, whether or not you decide to raise the issue straight away.”

She adds that any negative treatment following a rejected advance should be reported to HR or a trusted manager, as it may amount to harassment.

For further advice on workplace relationships, sexual harassment prevention or other related employment issues, visit www.palmerslaw.co.uk to get in touch with Kristie and the employment team at Palmers Solicitors.

Do you need Company Commercial and Banking and Finance advice for your business? How our joined-up services can help

Do you need Company Commercial and Banking and Finance advice for your business? How our joined-up services can help

Running a business is not always smooth sailing and commercial, banking and finance issues are often bound to arise. However, you will rarely find that these matters sit neatly in one legal sector.

Commercial matters are often tied to financial risks and our joined-up service between our Company Commercial and Banking and Finance Law departments is here to help.

Our team works under one umbrella to provide seamless and practical advice that supports businesses at every stage.

We can advise you on matters ranging from funding rounds and supplier agreements to personal guarantees and lending arrangements.

How do our joined-up services work?

Rather than having two separate workstreams, our Company Commercial and Banking and Finance solicitors work closely together from the outset.

Whether you are negotiating a contract, acquiring a business, entering a funding round or refinancing existing facilities, the legalities and financial implications of the deal will be considered.

Our combined services include:

  • Drafting and negotiating commercial contracts
  • Due diligence when entering new suppliers, clients, acquisitions and financing agreements
  • Advice on financing obligations
  • Support with contract renewals or restructurings
  • Dispute resolution when issues arise

How can our teams help you?

For brokers

Our Company Commercial and Banking and Finance teams work closely to support brokers by providing clear guidance on corporate structures and contracts.

Without close collaboration between teams, issues such as unexpected debt or restrictive covenants can delay or derail your deal entirely.

For lenders

Our combined expertise can help you secure favourable terms and maintain your relationships with borrowers, suppliers, investors and commercial partners.

We will draft robust documentation and facilitate efficient transactions, particularly in secured lending and property finance.

For advisers

Our joined-up service offers advisers a complete view of the legal and financial implications of any transaction.

Whether it is negotiating contracts or entering new funding arrangements, we provide advice that protects your legal position and helps you manage the risks.

We don’t just tick boxes. We want to give you informed advice that helps your business thrive.

To find out how our joined-up services can support your business, contact our team today.

Why do you need legal advice before setting up a trust that includes your home?

Why do you need legal advice before setting up a trust that includes your home?

Placing your home into a trust during your lifetime is often seen as a way to protect your assets and reduce Inheritance Tax (IHT).

While trusts can be beneficial, a lifetime property trust can carry significant risks and understanding what these are is crucial for your estate planning.

Our estate planning expert, Donna Smy, investigates.

What are the IHT implications of lifetime trusts?

IHT is often one of the main reasons people consider lifetime trusts, but the tax consequences can be unfavourable.

Many people may believe that the seven-year rule for lifetime gifts applies automatically when you put your home into a trust.

However, if you continue to live in your home rent-free after placing it into trust, the Gift with Reservation of Benefit (GROB) rules apply and your property will still be treated as part of your estate for IHT purposes.

In addition, putting your home into a trust may result in the loss of the Residence Nil Rate Band (RNRB), which is currently £175,000 per person when you die and leave your main home to direct descendants.

If the value of the property being placed into the trust exceeds the available Nil Rate Band allowance, which is a maximum of £325,000 per person, there may also be an immediate 20 per cent IHT charge when the trust is created, as well as ongoing ten-year and exit charges for the trust itself.

Can it reduce care home fees?

A common misconception is that a lifetime trust will automatically protect your home from care home fees.

However, local authorities can challenge this under the deprivation of assets rules and there is no fixed period after which assets placed in a trust are safe from these rules.

If they believe the trust was set up to avoid paying for care, they may ignore it entirely and treat you as still owning the property.

Loss of control over your home

One of the most immediate risks of putting your home into a trust is the loss of control.

Placing your home into a trust will give up your legal ownership and decisions such as selling or refinancing the property can only be made by the trustees.

Even if you are a trustee yourself, you must act in accordance with the trust deed and all trustees must act unanimously.

If your circumstances change, you could be restricted in making decisions about your property.

Trusts can also create unintended consequences for beneficiaries, particularly if it conflicts with your Will or if trustees disagree or lose capacity to act.

Unwinding a poorly planned trust can be expensive and difficult, but we can help you prepare a tax-efficient trust.

How to protect your assets properly?

Rather than rushing into a lifetime trust, it is important to consider all the possible options to protect your assets and estate.

These can include:

  • Updating your Will
  • Using a life interest trust on death
  • Setting up Lasting Powers of Attorney (LPAs)
  • Working with a financial adviser to plan for potential care costs

Retaining control over your assets is important and you must seek legal advice before making any important decision on you’re the future of your finances.

Our expert team can help assess your estate planning and protect your assets in a legally compliant way.

To learn more about trusts and estate planning, contact us today.

How can director disputes be resolved?

How can director disputes be resolved?

When there is friction at the board table, everyone suffers.

Disagreements between directors can disrupt decision-making, damage working relationships, harm public perception and, in some cases, threaten the stability of the business itself.

The longer the tension is left to fester, the harder it becomes to resolve.

It can be even more challenging to resolve these matters where a company has only two directors, especially if both hold equal shares.

In this situation, a disagreement can lead to a complete deadlock and important decisions cannot be made if neither director is willing to compromise.

Common reasons behind director disputes

Director disputes are not uncommon, particularly in small and medium-sized businesses, family-run companies and startups.

Some of the main reasons for these conflicts include:

  • Personality clashes
  • Different views on the direction of the business
  • Disagreements over pay and workloads
  • Misunderstandings over responsibilities
  • Allegations of misconduct

If these issues are not addressed early, they can lead to more serious problems.

In some cases, disputes may involve allegations that a director has breached their duties, thereby exposing individuals to personal liability.

More serious situations can even result in formal disqualification proceedings.

Resolving conflict between directors

There are a few options to consider when hoping to resolve a director’s dispute. The right solution will depend on how severe the situation is and the context of it.

However, the starting point for most disputes (where possible) is usually open communication.

Directors should find a moment to sit down together and discuss their concerns calmly.

For this to work, the focus needs to be on the business and what is best for it, not on any personal grievances that may be at play.

If these discussions don’t result in a solution that all parties are satisfied with, mediation could be the next step.

Involving a trained third party in the discussion can help directors communicate more effectively, providing an impartial viewpoint of the situation.

Without a personal stake in the conflict, the mediator can identify the root cause and work towards a solution everyone can accept.

Keeping accurate board minutes and records ensures a transparent account of what was agreed and why, helping prevent misunderstandings from escalating into formal disputes.

In more serious cases, legal advice may be required.

Solicitors specialising in corporate governance can provide guidance on directors’ duties, shareholder rights and potential remedies, helping to protect both the company and individual directors.

Get expert support with director disputes

We understand that with so much else to attend to when you’re running a business, sitting back and hoping a dispute blows over on its own can seem appealing.

However, ignoring tension is very unlikely to make it disappear, so directors in disputes should aim to resolve matters as quickly and as amicably as possible.

If you feel a director dispute is brewing or you’re in the middle of one, please contact us for support.